Tools & Tips

Here are just a few useful worksheets and links we like. We’ll walk through these topics and more in the 10thousandgirl programs. If you have any favourite tools or tips to add or are looking for something that’s not covered below, please contact us or send your tips in.

EBOOKS

FREE Ebook!! 12 Kickstart Ideas To Refresh Your Life And Finances

FREE EBook!! DOWNLOAD

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PLANNING TOOLS

CALCULATORS:

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MINDSET AND MOTIVATION: EXPLORING VALUES, ATTITUDES AND BELIEFS

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MONEY MANAGEMENT: TRACK YOUR SPENDING, IMPROVE YOUR SYSTEM

MONEY TRACKING APPS:

TIP!! The key to look out for is one which suits your personality i.e. if you’re visual, look for one with great graphs.

FINANCIAL PRODUCT COMPARISON SITES:

TIP!! It’s good practice to regularly check in to ensure you have best rates on savings accounts, home loans, credit cards and insurance.

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INSURANCE: UNDERSTANDING HOW TO PROTECT YOUR LIFE AND ASSETS

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GOOD DEBT, BAD DEBT, UGLY DEBT: UNDERSTANDING CREDIT & DEBT

TIP!! If you are consolidating debt, make sure you are careful of your credit rating, making multiple applications for credit cards etc can impact your ability to apply for a home loan etc. at a later date. Talk to your bank manager/s but don’t let them log any applications for you unless they’re 100% sure you will get it. You can check your credit history and get a free copy of your credit report from these credit reporting agencies:

TIP!! Paying a little more than the minimum repayments on your credit card can mean the difference between having the debt for 90 years or just 2!

Paying minimum repayments on credit cards


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THE MAGIC OF COMPOUND INTEREST

CALCULATORS:

TIP!! Start now, see how starting early impacted Kit’s life..

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A SUPER FUTURE: MAKE THE MOST OF YOUR SUPER

FREE TOOLS & TEMPLATES:

TIP!! Open those super letters (we know you have them..) and look for recent statements and a Product Disclosure Statement (PDS) or passwords to access your super accounts online. From these you can see how much you have, how it is invested, what returns you’re getting and what fees you’re paying. If you are consolidating funds, then you can compare these elements and decide which fund is best to keep.

SUPER COMPARISON SITES:

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EXPLORE THE ASSET CLASSES; CASH, SHARES, PROPERTY

INVESTING BASICS

SHARES

PROPERTY

Most state government consumer affairs websites have checklists, real estate definitions and current property market data.
ACT: www.ors.act.gov.au
NSW: www.fairtrading.nsw.gov.au
NT: www.consumeraffairs.nt.gov.au
QLD: www.fairtrading.qld.gov.au
SA: www.ocba.sa.gov.au

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UNDERSTAND TAX

CALCULATORS:

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CREATING YOUR STRATEGY: MAKE A LONG TERM PLAN

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BUILD YOUR PROFESSIONAL SUPPORT NETWORK

  • How to find a financial planner, accountant, solicitor, mortgage broker etc plus 53 good questionsto ask professionals before you engage with their services


External links are provided for your convenience and for informational purposes only. They are beyond the control of 10thousandgirl and no representation is made as to their content. Use or reliance on any external links and the content thereon provided is at your own risk. When visiting external links you must refer to that external website’s terms of use. More on 10thousandgirl Terms of Use.

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