Profiled 10thousandgirls

Story of a Girl – Monika Dzioba

Posted:10.03.2011

Name: Monika Dzioba
Attended: Life Planning Workshop Sydney, May 2011

I wanted to become a 10thousandgirl because…? I’m always looking for ways to improve my life. I was hoping to learn something new and to see things from a different perspective. I thought that the workshop would be a safe environment, full of like-minded young women sharing their experiences and learning from each other.

My greatest achievements so far are…?

Graduating from University
Buying my own apartment
Travelling on my own through Europe and America
Finding a job that I enjoy and can see myself doing for a long time

My greatest achievements since I joined 10thousandgirl…
Re-assessing life priorities and deciding to move back to Melbourne to be closer to my family

My personal goals for the next 12 months are…

Re-establishing a new life in a new place. Having been in Sydney for the last three years, I will need to find a new place to live, make new friends, start a new job…It’s a daunting prospect.

My financial goals for the next 12 months are…
To get on top of my tax. Renting out my apartment in Sydney will turn it into an investment property, which will have a lot of tax implications. I want to make sure that it becomes a financially positive decision and that I am claiming and deducting everything that I can.

In 3-5 years I’ll be…
Hopefully, busy with a family of my own…and happy.

And financially, in 3-5 years I’ll be…
Earning a good wage and have a solid investment plan across multiple assets – property and shares.

It’s my birthday in the year 2020 and I… am surrounded by a whole lot of family and friends. I own a great house and have the freedom to make decisions about how much I want to work and how I spend my leisure time. I have investment properties and shares which bring me additional income and allow me to take an amazing overseas holiday once a year.

The very first steps I’m going to take right now are…
To make sure I find out as much as I can about managing investment property. Hopefully, moving to Melbourne will mean a decreased cost of living, freeing up money to save and invest for my goals.

Story of a Girl – Chloe Chapman

Posted:09.04.2011

Name: Chloe Chapman
Attended: Sydney Life Planning Workshop, May 2011

I wanted to become a 10thousandgirl because…
1. I was in need of some support/guidance with my finances (to encourage me to begin a budget and ultimately a saving plan!
2. I had 10thousand ideas flying around in my mind in relation to a new project / potential business, so needed a kick start in developing some achievable goals/ plans to move my ideas forward  into ‘reality’

My greatest achievements so far are…
Since the course I have set up a budget for myself and my partner (have cut back massively on our spending once we broke it down and realised how ridiculous some of our spending habits were) We now have a savings account set up, with a fair amount already saved and regular deposits being made.  We are aiming to reach a certain figure within approx a year’s time, for a deposit for a house.

I have attended two different furniture restoration/refurbishment courses and have a clearer idea of the direction I want to take with my “dream furniture business” We have purchased several pieces of furniture to renovate and have had two successful sales! Not a bad start.

My greatest achievements since I joined 10thousandgirl…
My greatest achievement, aside from the above, has been my positive change in my frame of mind and having the confidence to start the ball rolling and making things happen!

My day job (which is NOT my dream career) has become literally that, a “day job” and I have been able to continue on working towards everything that will hopefully bring me long term happiness and fulfil my dreams.

My attitude towards my current job has changed dramatically.  I work hard, but do not bring my work home with me, which has allowed me to clear my mind and focus on moving forward with the furniture.

My personal goals for the next 12 months are…
Obtain my permanent residency in Australia
Attend two further courses (1 in upholstery and 1 other in either starting up a business or another furniture related course)
We’ve sold a total a further 12 pieces of furniture, (averaging sales of $150 and $250)
Become “planning manager” in order to help achieve my financial/saving goal
Register the business! 
To increase my level of fitness, general health and wellbeing.  Be 55kgs, slim and bouncing with energy (with flawless skin!)

My financial goals for the next 12 months are…
I am debt free by my birthday Jan 2012
To have at least $15,000 saved (enough for half a deposit for a home)

In 3-5 years I’ll…
Own a property (location yet to be decided- 2 would be better!)
Have at least one child (2 would also be better)!
Have the furniture business set up and running (with potentially a small shop, offering a service to “funk up furniture”)
Be fit, healthy with a fantastic work-life balance

And financially, in 3-5 years I’ll be…
The only debt I will have will be a mortgage
Earning enough from the business (possibly part time work) coupled with my partner’s income to support a family (comfortably) ?  Not sure on an exact figure?!!
Savings to allow yearly holidays for the family

The very first steps I’m going to take right now are…
-    Book 1st course this weekend
-    Read up on all info for permanent residency (which a friend has just passed over to me and get things started) I am going on holiday in 2 weeks, so want to have the initial application started before I leave
-    Myself and partner are calling a “business meeting” this weekend to discuss the plans going forwards, ie. A set of goals to aim to complete x no. Of pieces of furniture by a certain date and also to discuss what action/research needs to be done in order to start up a small business.

This is where you can find more about me
Check out Seller “cherry-life” for latest funked up masterpieces
The first 2….
http://cgi.ebay.com.au/ws/eBayISAPI.dll?ViewItem&item=270769809376
http://www.ebay.com.au/itm/270800554482?ssPageName=STRK:MEWAX:IT&_trksid=p3984.m1438.l2649

My extra bit
Would highly recommend this workshop  to ANYONE that just needs a kick start with anything.  I can honestly say that without thinking too much about it, I can slowly see everything that I set out as personal/financial goals beginning to happen and dreams slowly becoming true.  Once you have ironed everything out on paper and visually the rest is easy. Thank you 10thousandgirls ten thousand times over for helping me believe in myself. 

Letting Go

Posted:08.16.2011

Kaye Waterhouse discusses Letting Go in this video sharing her experiences with her own finances and her struggles with juggling university and careers and feeling like she had to do it without help. She tells her story with boldness, rawness and light. Get inspired Girls!




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