Profiled 10thousandgirls

You just changed a woman’s life


10TG piot group loans

Actually two women’s lives.

Last night a group of 30 inspiring women around Australia gave two micro loans. These 30 women came from all walks of life – a mum from a farm in north west NSW, an artist from Melbourne, a mining consultant from central Queensland…

Over the last 6 weeks this powerful group of women completed the 6 Step Challenge, 10thousandgirl’s new ‘Michelle Bridges’ style online personal finance program. And they blitzed it!!

They documented their life plans, tracked their spending, worked out their net worth, negotiated rates on home loans, high interest savers and utility bills. They reviewed their insurance, consolidated super. They discussed investment principles and the behaviour of cash, property and shares. They opened super letters for the first time and made calls to their super fund to change their investment mix to fit with their age and stage. In week 4 they documented their personal investing plans, asking themselves:

  • What are my #1 financial goals?
  • How much money do I need for each goal?
  • When do I need it? What’s my timeframe?
  • What investment options suit that goal and timeframe?
  • What are my next steps?

And last night they wrapped up by mapping out their personal and professional support networks. They discussed the different professional support roles, how to find trusted advisors and learnt good questions to ask when approaching and engaging an adviser.

Then they wrapped up with an INSPIRATION FEST. Discussing what inspires them, who do they inspire? How do they stay inspired?

Well, wonderful women. You certainly inspired me. Thank you for your Ripple Effect. May it be felt across your life, among your family and friends lives, in your work and community life and as part of your program fee, you each donated $10 into a pool and were able to donate two micro loans, one to Merelita Marama and one to Linita Ponitini.

So thank you for your globally felt Ripple Effect… 


Merelita Marama, Nasautoka Fiji
Activity: Manufacturing
Loan Use: Sewing
Term: 26 Week

Some people are born with a natural talent. Merelita Marama (47) is one of them. She loves sewing for the people in her village and is a skilled seamstress. Merelita has built a steady client base among her friends, neighbours, office workers and church members. With her loan, she intends to buy more sewing equipment to help expand her business. Merelita is certain she will make greater profits, which will improve the lives of her four children.

Linita Ponitini, Tonga
Activity: Farming
Loan Use: Farm produce
Term: 52 Week

Linita Ponitini has three children under twelve. Her goal is to build a house for her family. She and her husband grow a range of crops, which Linita sells in the local market. But their profits are insufficient to cover both family and business expenses. So Linita is seeking a loan to buy seeds and seedlings to increase the farm’s production and yield.

Want to provide micro loans? Sign up

Want to do the 10thousandgirl 6 Step Challenge? Sign up 

Global Entrepreneurship Week: Zoe Lamont


Regret Nothing interviews 10thousandgirl Founder Zoe Lamont about all thing entrepreneurial as part of Global Entrepreneurship Week 2012

Zoe Lamont is most well known for her work developing 10thousandgi Girl, a financial literacy program designed to empower women in both rural and metropolitan regions across Australia.  She has also been behind a number of other social ventures including a project to assist Burmese illegal migrant children along the Thai-Burmese border, Senator Online an internet based political party, and her newest start up Future Map which is a financial literacy program designed for the workplace.  She has traveled the globe to 47 different countries and has also had experience as a panelist and speaker and is passionate about progression and making a social impact.

Zoe shares her her story of an entrepreneur below in this inspiring interview.

“Success is if you set out to do something, and you do it….action is a catalyst for progression in society.”

” Anyone who is an entrepreneur or is interested in the entrepreneurial world, knows that no day is the same.”

You can find out more about Zoe’s ventures here and here

Bio: Alison Gallagher is a ‘creative communicator’ and Program Coordinator for Regret Nothing, a financial engagement program for young people aimed at making finance fun! She is also an actor and meditation teacher and enjoys inspiring others to help make the world a better place.

Profiled 10thousandgirl: Arienne Gorlach


Name: Arienne Gorlach
Attended: Life Planning Workshop & GIG
I’ve done a few! I think my first as a participant was in early 2010. Then I sat in and participated in a couple as I was learning to facilitate. It was amazing to see my progress and to also notice how my focus and priorities changed from session to session. If you get the chance to do another one I would strongly recommend it. We so rarely take time out in our everyday lives to focus on ourselves that this is a great opportunity to do so.

I then ran workshops as a facilitator and it was absolutely amazing to help people gain insights and to look at and plan their personal and financial futures. I have some really wonderful memories of people’s AHA moments and learning.

I also participated in the first round of Girl Investment Groups doing the original Personal Finance Program (part of it has now been modified to the Link Up events) and it was a highlight each month as I would connect with the other (awesome, inspiring, fantastic) gals, hear about their experiences and make incremental improvements to my personal money set up.

My greatest achievements so far are…?
Overcoming some difficult personal times and coming out the other side a better person
Topping Geography in Year 12 (I know it was a while ago and only at my school but I’m still nerdily proud of this)
I’m sure there’s more, but I can’t think of them right now!

What is your background?
I had a very nomadic upbringing during my childhood. We moved countries/cities about every 18 months. While it was hard sometimes, from it I have friends around the world, learnt flexibility and tolerance and have a slight addiction to hard to find international foods. I also speak English and Australian.

I got my degree in commerce with a marketing major and have worked in small business, education and non-profit (hello 10thousandgirl!).

Behind me at the moment is the kitchen.

What have you done that others are in awe over?
I think the major thing was leaving the security of a family business to go out into the big wide world to create my own path. There have been trials and errors but I’m forging forward to building a life of my own which includes being my own boss (gosh she’s nice). I sometimes miss the security of having a job, but this is the right choice for me.

I joined 10thousandgirl because…?
A girlfriend of mine shot around an email about someone she knew that had written a book for women about personal finance. That book was Flirting with Finance by our 10thousandgirl ambassador Anneli Knight. I got in touch with Anneli about my interest in helping women and she put me in touch with Zoe Lamont. Needless to say we hit it off and I’ve been involved ever since!

My personal goals for the next 12 months are…
Planning an intimate, low-budget, creative wedding that screams me and the boy
Launch new biz and a couple of smaller income-generating projects
Simplify my house, declutter and give or sell all that stuff that accumulates (yep, that’s why I’m on ebay a lot…)
Maintain a great health regime
Write draft of book (and have someone else edit my punctuation and grammar)

My financial goals for the next 12 months are…
To rebuild savings
To understand more about tax
To find a wonderful, educational accountant
To get all that paperwork out of boxes and into manageable order

In 3-5 years I’ll be…
Ecstatically and excitingly married
With kids (yikes, when did that happen?)
Running my business joyfully and expanding it
Writing (another) book

And financially, in 3-5 years I’ll be…
Still building my savings (can’t stop now can we?)
Have 5 streams of passive income
Starting money pots for the kiddies’ futures
Having an income that comfortably supports my family and needs
Buying a home

It’s my birthday in the year 2022 and I…
Personal side
I am very happily 41 years of age, just with a few more greys and fabulous laugh lines. I am surrounded by my amazing husband, children, furbabies, the extended family and friends that I could call at 2am.

I got me some vibrant health (hello core strength and tranquil mind) so I’m all glow-ey and shiny from the inside out (nice, huh?!).

The dream home (not huge – who needs 27 bedrooms?) is being designed and built.

I’m making a difference for women (and perhaps men, children, animals and the environment??) by empowering them through my work of light-hearted self-discovery, lifestyle design and action implementation. I receive and give in a positively endless cycle.

I travel, I read, I see, I learn. Always (well…travel maybe only sometimes…). I still do crazy dances.

Financial side
I bless my lucky stars (and that thing called sweat and working smarter) for the financial freedom and independence I have. That means that I can look after myself and my family and do pretty much what I want, when I want (okay – within reason, I might not get a private jet, own island or be able to give what I’d love to to each citizen of the planet…).  For me, it’s all about having options and the freedom to choose those options based on best-fit rather than scarcity and fear.

I’ve built passive income streams that are the result of helping people and giving value; I’m getting a great income from the business I’ve built; I’ve made good property and investment decisions that are building my asset base for the future; I have a good amount in superannuation so that I can live my older life without worrying myself into the grave and I’ve got all the appropriate insurances and emergency funds in place just in case!

Overall, I’m happy – the real type of happy that gets you through the tougher times. And that’s all from being me, learning from the mistakes, celebrating what I have and making life what I want it to be.

The very first steps I’m going to take right now are…
Updating and rewriting these goals in the INSPIRE framework

What do you want others to know – what is a tip or advice to give them?
The biggest, hugest, most ginormous thing is to live your life as you as much as you can. After all, you’re with yourself 24/7 (friends, family and society aren’t in there with you) so make sure you’re making the decisions and doing the things that make you happy. Ultimately, this will make the people around you happier.

The other thing is to make that decision (whatever that big one is in your life right now). Stop staying in the same place and fearing failure or a ‘bad’ decision. By choosing something, you can see if it is right or wrong. If it is right – yippee! If it is wrong, then you might have lost some time, energy or money but at least you know and can move forward and stop wondering those (sometime in the future, regret-creating, painful) words “what if I had…”.

This is where you can find more about me:
I am scattered around the place! I have a blog at, you can read some of my articles on the 10thousandgirl blog or see my new venture launching November 2012 (yay for stationery/planner fiends) at

Life Planning Workshop

Get a life and finance makeover ..and a beauty makeover! The first series of one day Life Planning Workshops are being held at Napoleon Perdis Makeup Academy venues in capital cities from February to June 2010.

More info and register now

Personal Finance Program

Find out more about the one year Personal Finance Program. Available from June 2010, we're looking for girls to jump on the boat early. Provide feedback on each of the modules and receive your program free!

Click here for more info

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