GIG Secrets

Life before my Thirties

Posted:04.10.2014

growup careersJust read a blog on the MoneySoft site that made me go ‘yeah, that’s me too!’ Have you hit that age or stage where dreams of marrying a prince are slipping away and you’re finding yourself thinking about money?? 

Here’s Amy’s story… ‘Before I was a mum, I was a woman who enjoyed shopping for myself, being out with friends and family, paying for Foxtel to make sure I was update with every show and movie available on this planet. I enjoyed manicures, pedicures, facials, dinner parties, brunches, shopping online, spending summer days at the beach and having a quick drink before heading home. I drove everywhere, not really stressing about the cost of parking meters, or parking stations. Late nights splurging on food and drinks was not an issue as I could most probably sleep in the next day and if not have a quick nap before meeting up with friends for dinner. Everything seemed simple. Life was simple. What I wanted I did with no care in the world.

Something happened between my twenty’s and my thirties. I would always put it down to “well that’s what happens when you start having kids”…but in actual fact it’s just that my priorities shifted. I woke up one day thinking hang on (and that’s a PG version of what I was really thinking) why has everything changed? At what point did I become so money conscious and when did I start loosing sleep over this matter?

I can’t tell you exactly when or why but it happened. I found myself regretting a lot of my decisions from my younger days. What if I didn’t live paycheck to pay check, what if I saved a bit here and there, maybe just maybe I wouldn’t be in the predicament that I’m in now. When friends were all putting deposits on their investment properties I was that hippy saying “Enjoy life, life is short, we have plenty of time to work our a$$’ off and worry about money” then I would laugh and go home and think how I have got it so down packed this thing called life…. Just quietly I think those friends are now laughing.

Something had to be done it was getting ridiculous, having twins, a husband and all the pressures of life I no longer craved the ‘what I wanted I did with no care in the world’ kind of approach. My husband who is equally if not more a little ‘whatever’ with our finances came up with a great idea, pretend like we don’t have money. The first few months was great, we set up separate accounts to which our income was assigned to and another account for all our bills to come out of. We did the whole take food from home for lunch, put our left over coins in a jar at the end of the day, started selling a few bits and pieces online for some extra income, but slowly slowly our spending demons started resurfacing and scratching through the few months of hard work we had put in. In the end we looked at each other and..’ READ FULL ARTICLE >>

 

Finally….. 10thousandgirl is launching the revised GIG program, get involved!

Posted:08.01.2013

The fun bookclub-like GIG (Girl Investment Group) program supports you and girlfriends, workmates or new 10thousandgirl friends to complete the 10thousandgirl Personal Finance Program. The aim is to learn the principles behind personal finance and investing in an engaging, supportive and light-hearted environment.

GIGs are all about learning the life and finance skills we need to know but often didn’t learn at home or at school. Supported by interactive webinars, videos and beautiful workbook materials, 10thousandgirl supplies the Personal Finance Program with an agenda and learning materials for each meeting, and you let your group know what time and who’s bringing tea, treats or wine.

Financially empower yourself while 10% of your program fees go toward providing a microloan for a woman to start a new business and lift herself and her family out of poverty. Pretty inspiring!

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 Want to find out more?

Here’s an overview of GIGs (Girl Investment Groups) and the NEW 10thousandgirl Personal Finance Program.

Interested and want to find other like-minds in your area? Register your interest.

Already decided this is for you? Here’s the Steps to Getting Your GIG Started.

Currently a financial services professional looking for opportunities to financially empower women in your local area? Interested in a Mentor opportunity? Read on…

Community Health Care in India

Posted:04.02.2012

Via the blog of our Microfinance Partner Opportunity International Australia

Imagine if you didn’t have access to basic healthcare or couldn’t afford a minor treatment to save the life of a loved one…

For many of Opportunity International Australia’s clients, this is a reality.

Often families are faced with the sudden and unexpected illness of a family member that could easily be treated with basic healthcare. However, for many people living in rural regions with limited money, even minor illnesses that they are forced to leave untreated can be devastating.

In India, Opportunity is partnering with a strategic and technical partner in healthcare to address this issue – The Healing Fields Foundation. Opportunity plans to educate 70 women in basic healthcare procedures and disease prevention methods, empowering them to become Community Healthcare Facilitators (CHFs).

These CHFs will each educate approximately 250 households in their community about personal healthcare and imparting crucial information about the state-provided facilities which many families are unaware they have access to.

Microfinance is effective in giving people a chance to increase their income by growing a small business but in some cases, a small shock such as ill health can push a family back into poverty. The sustainability of income improvements as a result of microfinance is therefore challenged and its long term positive impacts can become unstable.

To combat this, the CHFs will also encourage collectives of families to establish health savings groups which can be accessed should a group member become ill and be faced with healthcare costs.

The program has the potential to reach over 87,500 people (70 CHFs reaching 250 households of five people) and educate them on the importance of healthcare and saving for these incidents. The program aims to reduce mortality rates, lower the incidence of disease, increase income security and bring communities together in collectives.

Programs like this offer Opportunity’s clients a more holistic approach to reducing poverty.

When you join a GIG and financially educate yourself further, part of the proceeds of your course get donated via Opportunity International to provide microloans and contribute to a dignified way of reducing poverty.

Life Planning Workshop

Get a life and finance makeover ..and a beauty makeover! The first series of one day Life Planning Workshops are being held at Napoleon Perdis Makeup Academy venues in capital cities from February to June 2010.

More info and register now

Personal Finance Program

Find out more about the one year Personal Finance Program. Available from June 2010, we're looking for girls to jump on the boat early. Provide feedback on each of the modules and receive your program free!

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