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Finally….. 10thousandgirl is launching the revised GIG program, get involved!


The fun bookclub-like GIG (Girl Investment Group) program supports you and girlfriends, workmates or new 10thousandgirl friends to complete the 10thousandgirl Personal Finance Program. The aim is to learn the principles behind personal finance and investing in an engaging, supportive and light-hearted environment.

GIGs are all about learning the life and finance skills we need to know but often didn’t learn at home or at school. Supported by interactive webinars, videos and beautiful workbook materials, 10thousandgirl supplies the Personal Finance Program with an agenda and learning materials for each meeting, and you let your group know what time and who’s bringing tea, treats or wine.

Financially empower yourself while 10% of your program fees go toward providing a microloan for a woman to start a new business and lift herself and her family out of poverty. Pretty inspiring!


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 Want to find out more?

Here’s an overview of GIGs (Girl Investment Groups) and the NEW 10thousandgirl Personal Finance Program.

Interested and want to find other like-minds in your area? Register your interest.

Already decided this is for you? Here’s the Steps to Getting Your GIG Started.

Currently a financial services professional looking for opportunities to financially empower women in your local area? Interested in a Mentor opportunity? Read on…

Getting on Top of Credit Card Debt


Did you know the average credit card debt in Australia is $3500? And paying minimum repayments at the average interest rate of 21.5% could take over 90 years to pay off?

Shocking but true.

In a recent article in The Sydney Morning Herald ‘Plot a path to turn red into black‘, some basic tips to get yourself out of a credit card pickle were shared along with case studies which show it can be done.

Here are some other tips and resources to help get on top of debt and back into black:

TIP!! If you are consolidating debt, make sure you are careful of your credit rating, making multiple applications for credit cards etc can impact your ability to apply for a home loan etc. at a later date. Talk to your bank manager/s but don’t let them log any applications for you unless they’re 100% sure you will get it. You can check your credit history by getting a free copy of your credit report from these credit reporting agencies:

TIP!! Paying a little more than the minimum repayments on your credit card can mean the difference between having the debt for 90 years or 2!

Paying more than minimum repayments on credit cards

Start small, be strategic, keep on it and you’ll get there in no time.

The Gift Of Giving


I am a terrible gift giver. I mean, I love to give gifts, I’m just useless at finding good gifts. Whether it’s a birthday present, a wedding present, a Christmas present or any other kind of present, I’m just no good at it. My sister has a knack for it. Especially when it comes to the cards. She just has this incredible ability to find a card that sums things up perfectly. Whether it’s a funny card for a birthday, or something a little more sentimental, she always gets it right. Puts my efforts to shame every single time.

As Christmas rapidly approaches I begin to panic as I start to think about the gifts I need and want to give. Presents for my partner of seven years, my Mum, my Dad, my sister – people I’ve known forever and I still have no idea what to give. Gone are the days of childhood when you had to wait for your birthday or Christmas to get that new book or CD – we all earn our own cash now, so it’s especially hard when people have it all – or go out and buy what they want, when they want it.

That’s why I love the idea of charity gift cards. Many charities at this time of year roll out their gift catalogues where you can make a purchase or donation to their work in the name of someone else. What’s particularly great about this is you can target the donation to the person you want to give it to.

Example: My Dad. He’s the hardest person I know to buy for. He doesn’t really read, he’s a handy man but has all the stuff he needs, he doesn’t play sport, he volunteers but doesn’t have much in the way of hobbies that I could buy him things for. But he LOVES the footy. So I checked out Oxfam. For $65 I could make a donation to a program that uses footy as a way of helping young Aboriginal and Torres Strait Islander men. Sold. This way, my Dad doesn’t get something he doesn’t need or want and he contributes to the sport that consumes about nine months of his year!

If there’s a charity you know that’s close to your heart or the heart of the person you’re struggling to find a pressie for, check them out. Chances are they’ll have a gift catalogue or you can just make a general donation on their behalf.

Now, not everyone likes this idea. There’ll always be someone who likes receiving an actual present. People that know me know that this is one of my ‘things.’ I love the idea of sharing our wealth with communities who really need it – rather than buying my Mum yet another scented candle that will sit in a cupboard.

So for those people in your life that that feel the same way, charity gifts can be a great way of spreading a little love at Christmas – or at any time.

Photo Credit

Ally Wells is travelling an undetermined path; following life’s twists and turns to see where she might end up, trying to relax and enjoy its unpredictability.

Life Planning Workshop

Get a life and finance makeover ..and a beauty makeover! The first series of one day Life Planning Workshops are being held at Napoleon Perdis Makeup Academy venues in capital cities from February to June 2010.

More info and register now

Personal Finance Program

Find out more about the one year Personal Finance Program. Available from June 2010, we're looking for girls to jump on the boat early. Provide feedback on each of the modules and receive your program free!

Click here for more info

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