Contributors

Finally….. 10thousandgirl is launching the revised GIG program, get involved!

Posted:08.01.2013

The fun bookclub-like GIG (Girl Investment Group) program supports you and girlfriends, workmates or new 10thousandgirl friends to complete the 10thousandgirl Personal Finance Program. The aim is to learn the principles behind personal finance and investing in an engaging, supportive and light-hearted environment.

GIGs are all about learning the life and finance skills we need to know but often didn’t learn at home or at school. Supported by interactive webinars, videos and beautiful workbook materials, 10thousandgirl supplies the Personal Finance Program with an agenda and learning materials for each meeting, and you let your group know what time and who’s bringing tea, treats or wine.

Financially empower yourself while 10% of your program fees go toward providing a microloan for a woman to start a new business and lift herself and her family out of poverty. Pretty inspiring!

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 Want to find out more?

Here’s an overview of GIGs (Girl Investment Groups) and the NEW 10thousandgirl Personal Finance Program.

Interested and want to find other like-minds in your area? Register your interest.

Already decided this is for you? Here’s the Steps to Getting Your GIG Started.

Currently a financial services professional looking for opportunities to financially empower women in your local area? Interested in a Mentor opportunity? Read on…

Defying The Odds

Posted:04.17.2013

On 7 August 1974, French street performer Philippe Petit walked and danced on a wire he illegally rigged between the New York World Trade Center’s twin towers.

Captured in an incredible documentary, Man On Wire, Petit’s six years of planning and preparation to achieve what’s been described as the ‘artistic crime of the century’ is an awe inspiring tale. He conceived the idea based on an article he read about the towers construction whilst at the dentist in France, and dared to dream that one day he would walk between them.

Each day, we all conjure up ideas that we’d love to materialise but never follow through on them. What does it take to defy the odds?

When Petit was asked why he did the twin towers stunt, he would say, “When I see three oranges, I juggle; when I see two towers, I walk.”

Incredible feats are achieved because people dared to see the opportunity in any situation. Whilst some may see nothing but brick walls, others see the potential to do something that invigorates them. What they rely on is their instinct, determination and a dose of compulsion.

If you’re going to break with convention, you need to not be a sheep of society. You have to zig when others zag. You have to ignore the criticism, relentlessly get back up every time you fall down, canvas alternate paths, and continually find inspiration. Defeatists need not apply.

You also have to be under no illusion that it’s going to be a walk in the park. I recall reading an article a couple of years ago about Olympic swimmer Eamon Sullivan’s battle with injury – five hip surgeries and 10 years of shoulder, back, knee and neck injuries – and training till he vomits. If you want to achieve the seemingly impossible, be prepared to roll up your sleeves and do the hard yards.

And finally, you have to be prepared for the potential isolation. When you go against mainstream thinking, you unintentionally force those around you to question their own beliefs. Not many people like to feel that they are wrong, or that their idea of what’s possible in life is somewhat questionable. So instead of supporting you – and your allegedly crazy ideas – they distance themselves and sometimes walk away. On the flip side, you may find others want to join you and give you infinite support.

Many of the great ideas came from people who defied mainstream thinking. The likes of Hendrix, Branson, Banksy, and Jobs were all revolutionary in their offerings to the world.

The question is, are you prepared to defy the odds to achieve your dream?

BIO:

Miss T Tonic is a strategist, designer and LifeStylist who spends her days taking great ideas and turning them into reality at Howl Communications and Style to a T. A passionate storyteller, she shares her insights on business, life and doing more of what you love.

Photo Credit

Getting on Top of Credit Card Debt

Posted:03.26.2013

Did you know the average credit card debt in Australia is $3500? And paying minimum repayments at the average interest rate of 21.5% could take over 90 years to pay off?

Shocking but true.

In a recent article in The Sydney Morning Herald ‘Plot a path to turn red into black‘, some basic tips to get yourself out of a credit card pickle were shared along with case studies which show it can be done.

Here are some other tips and resources to help get on top of debt and back into black:

TIP!! If you are consolidating debt, make sure you are careful of your credit rating, making multiple applications for credit cards etc can impact your ability to apply for a home loan etc. at a later date. Talk to your bank manager/s but don’t let them log any applications for you unless they’re 100% sure you will get it. You can check your credit history by getting a free copy of your credit report from these credit reporting agencies:

TIP!! Paying a little more than the minimum repayments on your credit card can mean the difference between having the debt for 90 years or 2!

Paying more than minimum repayments on credit cards

Start small, be strategic, keep on it and you’ll get there in no time.

Life Planning Workshop

Get a life and finance makeover ..and a beauty makeover! The first series of one day Life Planning Workshops are being held at Napoleon Perdis Makeup Academy venues in capital cities from February to June 2010.

More info and register now

Personal Finance Program

Find out more about the one year Personal Finance Program. Available from June 2010, we're looking for girls to jump on the boat early. Provide feedback on each of the modules and receive your program free!

Click here for more info

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